Lake Norman Homes with a Dock

Lake Norman is a popular destination in North Carolina for water sports enthusiasts and boaters. If you're looking to buy a home in this area, you might want to consider a property with a dock.

Having a dock offers many benefits, including easy access to the lake, launching boats and jet skis, and the opportunity to fish and swim from your backyard. This article will discuss everything you need to know about buying one of these lake homes with a dock.

(Photo courtesy of Lyfe Marine)

1. Why Choose a Home with a Dock

Owning one of these Lake Norman waterfront homes with a dock gives you exclusive access to the lake. You won't have to deal with crowded public boat ramps, and you can enjoy the water at your leisure. You can also save money on boat storage and launch fees.

Moreover, you can customize your dock to your needs and preferences. For example, waterfront homes tend to appreciate faster than inland properties. You can also enjoy the scenery, wildlife, and tranquility of living on the water.

2. Types of Docks

There are two main types of docks: fixed and floating. Fixed docks are anchored to the shore and do not move with the water level. Floating docks are connected to a shore-mounted frame and float on the water. Your type of dock will depend on your budget, water depth, and preferences.

3. Dock Permits and Regulations

Before building a dock, you must obtain a permit from the appropriate authorities. The process may involve submitting plans, paying fees, and adhering to specific regulations. The requirements vary depending on the location, size, and type of dock.

It's also important to consider the water level of Lake Norman. The lake's water level can vary by up to five feet yearly, depending on the Duke Energy dam. This means that it's essential to check the water depth of the property during low-water periods to ensure that your boat can safely navigate the lake.

4. Buying a Lake House with Dock for Sale

When buying one of the lake homes with a dock, there are several things to consider. First, ensure the dock is the right size for your boat. Building a new dock can be time-consuming and expensive, so finding a property with an existing dock can be an intelligent choice.

5. Dock Maintenance

Docks require regular maintenance to ensure they remain safe and functional. Tasks such as cleaning, painting, and repairing are necessary to keep the dock in good condition. You should also inspect the dock regularly for any signs of damage or wear and tear.

6. Finding Lake Norman Homes with a Dock

To find Lake Norman homes with a dock, you can work with a real estate agent specializing in waterfront properties. They can help you identify lake norman real estate that meets your criteria and provide valuable insights into the local market.

Map of Lake Norman homes with docks. Examples in Mooresville, NC 28117; Cornelius, NC 28031; Davidson, NC 28036; Denver, NC 28037; and Sherrills Ford, NC 28673 areas.

7. Factors to Consider When Buying a Home with a Dock

When buying a home with a dock, several factors must be considered. These include the size and type of dock, water depth, water frontage, location, and accessibility. A professional should also inspect the dock to ensure it is in good condition.

8. Cost of Owning a Home with a Dock

Owning a Lake Norman home with a dock includes additional costs like maintenance, repairs, and insurance. The cost will depend on the type and size of the dock, as well as the location and condition of the property. You should budget for these expenses when considering buying a home with a dock.

9. Financing a Home with a Dock

Financing a home with a dock may require a specialized loan, such as a boat or home equity loan. You should discuss your options with a lender with experience financing waterfront properties at Lake Norman.

10. Renting out Your Dock

If you're not using your dock year-round, you can rent it out to offset some of the costs of owning a home with a dock. You can advertise your dock on websites such as DockSkipper and Boatsetter and set your rental rates

When searching for the perfect lakefront property with a dock for sale in Lake Norman, NC, working with a real estate agent specializing in waterfront properties is essential.

The Winston Dane Team at Keller Williams has extensive experience in Lake Norman Real Estate and can help you find the right homes for sale that fit your needs. Contact us today to start your search for the perfect lakefront home with a dock.

(Cover Picture courtesy of @kellycarverstudios)