When should I refinance?

As we move further into 2022, interest rates are STILL crazy low! You don't have any plan to move this spring so should you consider refinancing? Here are a few signs:⁣

You think you can lower your rate by ½ to ¾ percentage points or more.⁣
You want to renovate but you need your home equity to do so.⁣
You want to shorten your mortgage term (to pay your home off faster) or extend it out (to lower your monthly payment).⁣
You’ve looked at the closing costs and calculated the break-even point — and everything looks A-OK.⁣

Refinancing is a savvy move for lots of homeowners these days. Let me know if you have questions — I’m happy to help however I can!⁣

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